How to make money as a student using OPM (Other people's Money)

  The evolution of wealth creation has undergone significant transformations throughout human history, shaped by economic technological, and societal changes. Here's a concise overview: 1. Agricultural Revolution (10,000 BCE): The transition from hunting and gathering to farming marked a fundamental shift. Agriculture enabled surplus production, leading to the accumulation of wealth in the form of Land and Crops. 2. Industrial Revolution (18th-19th Centuries): The Mechanization of production, driven by technological innovations, brought about industrialization. Wealth shifted from Agrarian landowners to industrialists and capitalists who controlled factories and Machinery. 3. Financialization (20th Century): The 20th century saw the rise of financial markets. giving birth to a new class of wealth Creators-financiers, investors, and entrepreneurs. Stock markets, banking, and investment vehicles became central to wealth accumulation. 4. Tech and Information Age (Late 20th century-Pre...

 The Evolution of digital banks  also known as neobanks, has transformed the way people manage their finances. Here's a concise overview of their development. 1. Emergence (Late 2000s-Early 2010s): The concept of digital banks began to take shape in the late 2000s and early 2010s as technology and mobile apps advance. These banks aimed to offer a purely online banking experience without physical branches. 2. First-Generation Neobanks (2010s): The initial wave of neobanks focused on providing basic banking services such as checking and savings accounts with lower fees, simplified user interfaces, and enhanced customer experiences. Examples include Simple and Moven. 3. Expansion of Services (Mid-2010s): Neobanks started to broaden their offerings beyond basic accounts. They introduced features like budgeting tools, investment options, and partnerships with fintech companies to provide a comprehensive financial ecosystem. 4. GEOGRAPHIC EXPANSION (2010s-Present): Many neobanks exp...

 The evolution of cryptocurrency has been a remarkable journey that has reshaped the financial landscape. Starting with the creation of Bitcoin in 2009 by an anonymous entity using the pseudonym Satoshi Nakamoto, cryptocurrencies have undergone significant developments. Early Days (2009-2012): Bitcoin, the first cryptocurrency, was introduced as a decentralized digital currency operating on blockchain technology. Initially, it garnered attention among a niche group of tech enthusiasts and libertarian-leaning individuals. Altcoins and Innovations (2011-2013): Bitcoin's success inspired the creation of alternative cryptocurrencies, often referred to as altcoins, Lite coin, Launched in 2011, was one of the early contenders. This Period also saw the emergence of exchanges, making it easier to buy and trade cryptocurrencies. ICO Boom (2017): Initial Coin offerings (ICOs) gained popularity as a fundraising method for blockchain projects. This led to a surge in new cryptocurrencies and...

  The Evolution of hacking has been a complex and ever-changing phenomenon. Here's a brief overview of its key stages: 1. Early Hacking (1960s-1970s): Hacking began as an innocent exploration of computer systems and networks. Early hackers, often called "Phone Phreaks", manipulated telephone systems to make free long-distance calls. 2. Hobbyist Hacking (1980s): Hacking evolved as personal computers became more common. Hobbyist hackers explored computer systems and software, often with a curiosity driven mindset. 3. Malicious Hacking (Late 1980s-1990s): As the internet expanded, hacking took a more malicious turn. The term "Black hat" hackers emerged to describe those who engaged in unauthorized  and often harmful activities, such as spreading malware and stealing data. 4. Cybercrime and Exploits (2000s): Hacking became more organized and lucrative .cybercriminals began using advanced techniques to steal personal information, launch cyberattacks, and extort mone...

  The Evolution of Smart Contract management has been closely tied to the development of blockchain technology and the increasing complexity of decentralized applications. Here's a brief overview of its evolution: 1.Early Smart Contracts (2000s): The concept of smart contracts was introduced by Nick Szabo in the late 1990s, but it look until the mid-2000s for the idea to gain traction. Early Smart contracts were basic, self-executing agreements with limited functionality. 2. Ethereum and Turing-complete Smart Contracts (2015): Ethereum's Launch in 2015 marked a significant milestone. it introduced Turing-complete smart contracts, allowing developers to create more complex and versatile contracts. This innovation opened the door to a wide range of decentralized applications (DApps) built on the Ethereum blockchain. 3.Ecosystem Growth (2016-2020): The years following Ethereum's release saw a surge in the development  of DApps, DeFi platforms, and tokenized assets, all utiliz...

  The Foreign Exchange market commonly known as Forex or FX, has undergone significant evolution over the years, reflecting changes in global finance, technology, and trading practices. 1. Early Beginnings (19th Century): Forex trading began in the 19th century with the establishment of the gold standard, where currencies were pegged to gold, This system  allowed for fixed exchange rates and limited international trade. 2. Bretton Woods System (1994-1971): After World War II, the Bretton Woods Agreement introduced a new system where currencies were pegged to the U.S. dollar, which was a convertible to gold. This era saw limited currency fluctuations. 3. End of Bretton Woods (1971): President Nixon's decision to abandon the gold standard in 1971 marked the beginning of modern Forex trading. Currencies started to float freely, allowing their values to be determined by market forces. 4. Technological Advancements (1980s-1990s): The adoption of Computers and telecommunication ne...

  Web3, a term coined in the early 21st century, represents a vision for the future of the internet that revolves around decentralized technologies, blockchain, and cryptocurrencies. Its roots can be traced back to the development of Bitcoin in 2009, which introduced the concept of a decentralized, trustless digital currency. This groundbreaking innovation laid the foundation for Web3 by highlighting the potential of blockchain technology. In 2015, Ethereum emerged as a game changer with its smart contract capabilities, enabling decentralized applications. This marked a significant leap towards a decentralized web, as developers could now create autonomous programs and services without relying on traditional intermediates. The year 2020 saw the rise of decentralized finance (DeFi) and non-fungible tokens (NFTs) on the Ethereum network, showcasing the practical applications of Web3 technologies. Decentralized exchanges, lending platforms, and unique digital assets became popular,...